Give Your Token Real Utility
Let your community access liquidity without selling.
No cost to your project.
Why Projects Choose Based Loans
Increase Token Demand
Holders access liquidity while keeping their tokens.
Protect Long-Term Holders
Liquidity without forcing token sales.
Treasury Yield
Provide USDC liquidity and earn fixed premium APR.
Discount Token Buybacks
Receive defaulted collateral at a 50% discount.
Expand Long-Term Holder Base
Lenders who receive collateral can become long-term holders.
How the Platform Works
Your Holders
Use tokens as collateral to access USDC.
Liquidity Providers
Provide USDC liquidity.
Why Projects Choose Based Loans
| Feature | Based Loans | Liquidation Lending |
|---|---|---|
| Liquidations | None | Yes |
| Margin Calls | None | Yes |
| Interest Model | Fixed Premium | Variable |
| Forced Selling | None | High |
| Active Monitoring | Not Required | Required |
| Loan Duration | Fixed (30 / 60 / 90 days) | Open-ended |
| Outcome Certainty | Predictable | Market-dependent |
When Holders Need Liquidity
Sell on the Open Market
Outcome
- Tokens sold into the open market
- Immediate negative price impact
- Liquidity removed from the market
Borrow Against Tokens
Outcome
- Tokens held in the protocol smart contract
- Tokens return to holder or transfer to lender
- No selling pressure on the open market
How Partnerships Work
Adding your token takes only a few simple steps.
Token
Approval
Your token is approved for use as collateral.
Project
Announcement
Projects introduce Based Loans to their community.
Liquidity
Pool
Liquidity providers supply USDC for loans backed by your token.
Community
Access
Holders can borrow USDC against their tokens.
No contracts to deploy.
No technical integration required from your team.
Give Your Token Real Utility
Give your community liquidity without forcing token sales.